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Is Mayo Clinic Health System in your plan? Get a free check.
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“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
How the check works: a licensed agent checks Mayo Clinic Health System, and any doctors you name, against every 2027 marketplace plan filed in your county, then sends you the plans that include them and the date it was checked. It costs nothing, and you only get a call if you ask for one.
Self-employed, or a business owner on no company plan? The plans that include Mayo Clinic Health System can be bought without an employer, and a licensed agent prices them against your expected income.
- Your ZIP code
- Who to check — Mayo Clinic Health System is filled in
- Your answer, usually the same day
Open Enrollment for 2027 runs November 1 to January 15: choose by December 15 for coverage from January 1. CareSource is leaving Ohio’s marketplace for 2027. If your plan is from CareSource, it ends December 31, and the plan that replaces it may not include Mayo Clinic Health System. A licensed agent will check the 2027 plans for you before you choose.
Mayo Clinic Health System runs 6 hospitals in Wisconsin, in Barron, Bloomer, Eau Claire, La Crosse and 2 more. Whether a marketplace plan covers any one of them depends on the individual plan, not on the carrier's name, and it can change during the year. Here is what is actually knowable, and how to settle it for your own plan.
Insurance at Mayo Clinic Health System: the short answer
These 4 insurers sell 2027 marketplace plans in the 6 counties it serves: Anthem Blue Cross and Blue Shield, Medica, Security Health Plan and Quartz. In the insurers’ own 2027 directory files, Mayo Clinic Health System-Northland is listed by 2 of the 2 insurers selling in Barron County; Mayo Clinic Health System Chippewa Valley is listed by 1 of the 2 insurers selling in Chippewa County; Mayo Clinic Health System Oakridge is listed by 0 of the 1 insurers selling in Trempealeau County (see which).
That is not a list of plans Mayo Clinic Health System accepts. Hospitals contract with individual plans, not whole insurers, so the same insurer can sell one plan that includes Mayo Clinic Health System and another that doesn’t. The answer that counts is a check of your exact plan, dated. Get my free hospital check ↑
Searching for MetLife, Delta Dental or Renaissance? Those are dental insurers: dental plans cover teeth, not hospital care. If you want dental coverage too, see dental insurance for individuals.
Where Mayo Clinic Health System is
6 facilities, taken from the CMS Hospital General Information file, updated 22 July 2026. Listing a hospital is not a statement about which plans contract with it — that is decided plan by plan.
| Hospital | City | County | Emergency room | CMS star rating | Type | Ownership |
|---|---|---|---|---|---|---|
| Mayo Clinic Health System-Northland | Barron | Barron County | Yes | 4 of 5 | Critical access | Non-profit |
| Mayo Clinic Health System Chippewa Valley | Bloomer | Chippewa County | Yes | 4 of 5 | Critical access | Non-profit |
| Mayo Clinic Health System-Red Cedar Inc | Menomonie | Dunn County | Yes | 3 of 5 | Critical access | Non-profit |
| Mayo Clinic Health System Eau Claire Hospital | Eau Claire | Eau Claire County | Yes | 5 of 5 | Acute care | Non-profit |
| Mayo Clinic Health System-Franciscan Medical Center Inc | La Crosse | La Crosse County | Yes | 5 of 5 | Acute care | Non-profit |
| Mayo Clinic Health System Oakridge | Osseo | Trempealeau County | Yes | Not rated | Critical access | Non-profit |
CMS star rating is the federal overall hospital quality rating, 1 to 5, from the same July 2026 CMS file. Small rural (critical access) hospitals often have too few reported measures to be rated.
Why no page can promise your plan covers Mayo Clinic Health System
Hospital networks are set plan by plan and renegotiated during the year. Two plans from the same insurer, at similar prices, can differ on whether a hospital is in network. Nothing in the public CMS files records hospital contracts, so any page listing "insurers Mayo Clinic Health System accepts" is describing one plan on one day, and not saying which.
What is knowable is the shape of the market: 4 insurers file 156 plans across the 6 counties below, and every plan filed in Trempealeau County for 2027 is a restricted network — EPO, HMO — so out-of-network care is generally limited to emergencies.
Three checks settle it for your own plan: the insurer’s own provider directory for the exact plan name, the hospital’s billing office (ask about the plan, not the carrier), and the date you checked, because the answer can change mid-year.
Mayo Clinic Health System in the insurers’ 2027 directory files
Every insurer selling marketplace plans through HealthCare.gov has to publish its provider directory as a public, machine-readable file. These are what those files said on November 2, 2026, for the plans each insurer filed in the county where the hospital is.
Mayo Clinic Health System-Northland, Barron (Barron County)
| Insurer | What its own file says |
|---|---|
| Anthem Blue Cross and Blue Shield | Listed under 8 of 8 plans |
| Medica | Not checked: the directory file could not be downloaded |
| Security Health Plan | Listed under 8 of 8 plans |
Mayo Clinic Health System Chippewa Valley, Bloomer (Chippewa County)
| Insurer | What its own file says |
|---|---|
| Anthem Blue Cross and Blue Shield | Listed under 8 of 8 plans |
| Medica | Not checked: the directory file could not be downloaded |
| Security Health Plan | Not found in its file (8 plans) |
Mayo Clinic Health System Oakridge, Osseo (Trempealeau County)
| Insurer | What its own file says |
|---|---|
| Medica | Not checked: the directory file could not be downloaded |
| Quartz | Not found in its file (18 plans) |
A listing is the insurer’s own claim in its file on that date, not a promise. Directory files are self-reported and can be out of date, a listed hospital can still be out of network for a particular service, and a doctor who works there is a separate question. “Not found” means no record with this hospital’s name at its address turned up in that file; the insurer may list it another way, so it is not proof the hospital is out of network. The free check at the top of this page confirms your exact plan with the insurer before you enroll.
Source: each insurer’s machine-readable provider directory, as indexed in the CMS Machine Readable PUF for plan year 2027 (data.healthcare.gov), matched to the CMS Hospital General Information file by facility name and ZIP code. Plans counted are the 2027 metal-level plans each insurer filed in the county.
The 2027 marketplace where Mayo Clinic Health System sits
Filed rates for plan year 2027, before any premium tax credit. Benchmark Silver is the second-lowest-cost Silver plan for a 40-year-old, the plan credits are calculated against.
| County | Insurers filing | Plans filed | PPO sold | Benchmark Silver, age 40 | Family of 4, per month |
|---|---|---|---|---|---|
| Barron County | 3 | 25 | No | $823 | $2,631 |
| Chippewa County | 3 | 25 | No | $823 | $2,631 |
| Dunn County | 2 | 17 | No | $823 | $2,631 |
| Eau Claire County | 3 | 25 | No | $823 | $2,631 |
| La Crosse County | 3 | 36 | No | $713 | $2,279 |
| Trempealeau County | 2 | 28 | No | $713 | $2,279 |
In Trempealeau County the insurers filing are Medica, Quartz. No PPO is sold here.
How many providers each insurer lists in Barron County
Every insurer selling marketplace plans has to publish its provider directory as a data file. The figures count the doctors, clinics and hospitals each one lists at an address in Barron County, across the 2026 plans it filed there. Medica lists the most, 1,353. Security Health Plan lists the fewest, 790.
| Insurer | Providers listed in Barron County | Plans filed |
|---|---|---|
| Medica | 1,353 | 12 |
| Anthem Blue Cross and Blue Shield | 881 | 9 |
| Security Health Plan | 790 | 16 |
From each insurer’s own CMS machine-readable provider directory, downloaded September 25, 2026. A bigger number is not a promise about Mayo Clinic Health System. These files are self-reported, they go stale, and one insurer’s plans do not all use the same network — which is why a licensed agent checks the exact plan against Mayo Clinic Health System by hand above.
Open Enrollment 2027
Molina is leaving Wisconsin's marketplace for 2027, and Open Enrollment runs 1 November 2026 to 15 January 2027. If your 2026 plan is from Molina, the plan that replaces it is a different plan with its own network. A licensed agent can check Mayo Clinic Health System, and any doctors you name, against the plans filed in your county and send you the ones that include them, with the date it was checked.
Emergency care is treated differently
6 of these locations run an emergency room. Federal law requires marketplace plans to cover emergency care at in-network cost sharing even when the hospital is out of network, so an emergency visit is not the case to worry about. Planned surgery, imaging, maternity and specialist follow-up are where the network matters.
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