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What insurance does The Hospitals of Providence accept?

The Hospitals of Providence serves El Paso, Horizon City in Texas. Which insurers file plans there, what the plan data actually shows, and how to verify your own plan.

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How the check works: a licensed agent checks The Hospitals of Providence, and any doctors you name, against every 2026 marketplace plan filed in your county, then sends you the plans that include them and the date it was checked. It costs nothing, and you only get a call if you ask for one.

  1. Your ZIP code
  2. Who to check — The Hospitals of Providence is filled in
  3. Your answer, usually the same day

Open Enrollment for 2027 runs November 1 to January 15: choose by December 15 for coverage from January 1. CareSource is leaving Ohio’s marketplace for 2027. If your plan is from CareSource, it ends December 31, and the plan that replaces it may not include The Hospitals of Providence. A licensed agent will check the 2027 plans for you before you choose.

The Hospitals of Providence runs 4 hospitals in Texas, in El Paso, Horizon City. Whether a marketplace plan covers any one of them depends on the individual plan, not on the carrier's name, and it can change during the year. Here is what is actually knowable, and how to settle it for your own plan.

Insurance at The Hospitals of Providence: the short answer

These 8 insurers sell 2027 marketplace plans in El Paso County: Ambetter from Superior HealthPlan, Antidote Health of TX, Blue Cross and Blue Shield of Texas, Harbor Health, Imperial Insurance Companies, Inc., Oscar Insurance Company, UnitedHealthcare and WellPoint.

That is not a list of plans The Hospitals of Providence accepts. Hospitals contract with individual plans, not whole insurers, so the same insurer can sell one plan that includes The Hospitals of Providence and another that doesn’t. The answer that counts is a check of your exact plan, dated. Get my free hospital check ↑

Searching for MetLife, Delta Dental or Renaissance? Those are dental insurers: dental plans cover teeth, not hospital care. If you want dental coverage too, see dental insurance for individuals.

Where The Hospitals of Providence is

4 facilities, taken from the CMS Hospital General Information file, updated 22 July 2026. Listing a hospital is not a statement about which plans contract with it — that is decided plan by plan.

HospitalCityCountyEmergency roomCMS star ratingTypeOwnership
The Hospitals Of Providence - East CampusEl PasoEl Paso CountyYes2 of 5Acute careFor-profit
The Hospitals Of Providence - Memorial CampusEl PasoEl Paso CountyYes2 of 5Acute careFor-profit
The Hospitals Of Providence Horizon City CampusHorizon CityEl Paso CountyYesNot ratedAcute careFor-profit
The Hospitals Of Providence Transmountain CampusEl PasoEl Paso CountyYes2 of 5Acute careFor-profit

CMS star rating is the federal overall hospital quality rating, 1 to 5, from the same July 2026 CMS file. Small rural (critical access) hospitals often have too few reported measures to be rated.

Why no page can promise your plan covers The Hospitals of Providence

Hospital networks are set plan by plan and renegotiated during the year. Two plans from the same insurer, at similar prices, can differ on whether a hospital is in network. Nothing in the public CMS files records hospital contracts, so any page listing "insurers The Hospitals of Providence accepts" is describing one plan on one day, and not saying which.

What is knowable is the shape of the market: 8 insurers file 145 plans across El Paso County, and every plan filed in El Paso County for 2027 is a restricted network — EPO, HMO, POS — so out-of-network care is limited: an EPO or an HMO pays only for emergencies, and a POS pays part of an out-of-network bill.

Three checks settle it for your own plan: the insurer’s own provider directory for the exact plan name, the hospital’s billing office (ask about the plan, not the carrier), and the date you checked, because the answer can change mid-year.

The 2027 marketplace where The Hospitals of Providence sits

Filed rates for plan year 2027, before any premium tax credit. Benchmark Silver is the second-lowest-cost Silver plan for a 40-year-old, the plan credits are calculated against.

CountyInsurers filingPlans filedPPO soldBenchmark Silver, age 40Family of 4, per month
El Paso County8145No$760$2,428

In El Paso County the insurers filing are Ambetter from Superior HealthPlan, Antidote Health of TX, Blue Cross and Blue Shield of Texas, Harbor Health, Imperial Insurance Companies, Inc., Oscar Insurance Company, UnitedHealthcare, WellPoint. No PPO is sold here.

How many providers each insurer lists in El Paso County

Every insurer selling marketplace plans has to publish its provider directory as a data file. The figures count the doctors, clinics and hospitals each one lists at an address in El Paso County, across the 2026 plans it filed there. Blue Cross and Blue Shield of Texas lists the most, 9,846. UnitedHealthcare lists the fewest, 2,717.

InsurerProviders listed in El Paso CountyPlans filed
Blue Cross and Blue Shield of Texas9,84622
Cigna Healthcare (leaving this marketplace for 2027)5,46811
Oscar Insurance Company4,06123
Ambetter from Superior HealthPlan3,19412
WellPoint2,92421
Imperial Insurance Companies, Inc.2,8407
UnitedHealthcare2,71714

From each insurer’s own CMS machine-readable provider directory, downloaded September 25, 2026. A bigger number is not a promise about The Hospitals of Providence. These files are self-reported, they go stale, and one insurer’s plans do not all use the same network — which is why a licensed agent checks the exact plan against The Hospitals of Providence by hand above.

Open Enrollment 2027

Cigna is leaving Texas's marketplace for 2027, and Open Enrollment runs 1 November 2026 to 15 January 2027. If your 2026 plan is from Cigna, the plan that replaces it is a different plan with its own network. A licensed agent can check The Hospitals of Providence, and any doctors you name, against the plans filed in your county and send you the ones that include them, with the date it was checked.

Get my free hospital check ↑

Emergency care is treated differently

4 of these locations run an emergency room. Federal law requires marketplace plans to cover emergency care at in-network cost sharing even when the hospital is out of network, so an emergency visit is not the case to worry about. Planned surgery, imaging, maternity and specialist follow-up are where the network matters.

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