The CMS hospital file lists seven hospitals with an emergency room in the El Paso area’s central county, including Las Palmas Medical Center, Sierra Medical Center and University Medical Center of El Paso. Whether a marketplace plan pays at any of them depends on the network attached to the specific plan you buy — not on the insurer’s name.
Who files marketplace plans in El Paso
Seven insurers filed 2026 marketplace plans in El Paso County in the CMS Plan Year 2026 file: Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Cigna Healthcare (leaving after 2026), Imperial Insurance Companies, Inc., Oscar Insurance Company, UnitedHealthcare and WellPoint. The lowest-cost Silver plan for a 40-year-old is about $593 a month before any premium tax credit. Plan types filed here: EPO, HMO and POS.
No marketplace plan sold in the El Paso area is a PPO. EPO and HMO plans pay nothing outside their own network except in a genuine emergency, so if the hospital you want is not in the plan’s network there is no out-of-network benefit to fall back on. A POS plan may pay part of out-of-network care, at a higher cost — check its summary of benefits before you count on it.
For 2027: Cigna is leaving the marketplace here. If your plan is from Cigna, it ends December 31, and the plan you move to may use a different network. Choose by December 15 for cover that starts January 1.
Hospitals in the El Paso area
Seven acute-care hospitals with an emergency room in the central county, from the CMS Hospital General Information file (July 2026). Listing a hospital is not a statement about which plans contract with it — that is decided plan by plan.
| Hospital | City | County | CMS star rating | Type | Ownership |
|---|---|---|---|---|---|
| Las Palmas Medical Center | El Paso | El Paso County | 2 of 5 | Acute care | For-profit |
| Sierra Medical Center | El Paso | El Paso County | 2 of 5 | Acute care | For-profit |
| University Medical Center of El Paso | El Paso | El Paso County | 3 of 5 | Acute care | Physician-owned |
| The Hospitals of Providence - East Campus | El Paso | El Paso County | 2 of 5 | Acute care | For-profit |
| The Hospitals of Providence - Memorial Campus | El Paso | El Paso County | 2 of 5 | Acute care | For-profit |
| The Hospitals of Providence Transmountain Campus | El Paso | El Paso County | 2 of 5 | Acute care | For-profit |
| The Hospitals of Providence Horizon City Campus | Horizon City | El Paso County | Not rated | Acute care | For-profit |
CMS star rating is the federal overall hospital quality rating, 1 to 5, from the same file.
Which insurance do El Paso hospitals accept?
The seven insurers above are the ones selling marketplace plans here. That is not a list of plans any of these hospitals accepts. Hospitals contract with individual plans, not whole insurers, so the same insurer can sell one plan that includes your hospital and another that doesn’t. The answer that counts is a check of your exact plan, dated. Get my free hospital check ↓
Searching for MetLife, Delta Dental or Renaissance? Those are dental insurers: dental plans cover teeth, not hospital care. If you want dental coverage too, see dental insurance for individuals.
How to check a hospital against a plan
- Start from the plan, not the insurer. Get the full plan name and its network name from the marketplace listing.
- Look the hospital up in that network in the insurer’s directory for the 2027 plan year, not the current one.
- Call the hospital’s billing office and read them the plan name. They can tell you whether they are contracted with that network.
- Check your doctors separately. A hospital being in a network does not put every doctor who works there in it.
- Write down the date and who told you. Contracts change during the year.
Or skip all of that: put your ZIP in below and tell me the hospital and doctors. I’ll check them against every plan filed in your county and tell you the date I checked.
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Find out which El Paso plans cover your hospital
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